![]() ![]() #Moneywell 3 reviews pdfFree Monthly Budget Spreadsheet for Excel & PDF. #Moneywell 3 reviews how toHow To Pay Medical Bills You Can’t Afford.Best Car Insurance For College Students.Should You Get Home Contents Insurance?.How Much Should You Contribute To Your 401(K).How Much Do You Need To Have Saved For Retirement.The Beginner’s Guide To Saving For Retirement.Investment Calculator: How Much Will You Earn?.How To File A FAFSA As An Independent Student.How to refinance your car loan in 7 steps.Best Personal Loans For Excellent Credit.Understanding Overdraft Protection and Fees.6 Best High-Yield Savings Accounts of September 2022.Credit Score Calculator: Get Your Estimated Credit Score Range.Frugality means saving where I can so I can spend where I want – in this case, on a massage table. To me, that beats the hell out of shopping sprees or courtside seats. Massage reminds me that I actually live in my body. #Moneywell 3 reviews professionalIt’s kind of like meditation except that while I do it, a licensed professional is working out all the ugly spots in my muscles.Īfterwards, I’m simultaneously relaxed and energized. If not, then find yourself a reputable business that hires licensed massage therapists – and watch for coupons and social-buy deals.įor me, massage is the chance to let everything go. Those lucky enough to live in areas with massage schools may find excellent deals. ![]() If you’ve never had this, I urge you to give it a try. Practitioners have given me tips on stretching, basic body mechanics, and improving my workstation. It increases circulation and helps reduce anxiety and pain. The relief was so profound that I would wonder why I didn’t do it more often. So I’d reluctantly scrape $35 or $40 away from debt repayment and pay for an hour of bodywork at a local massage school or any place offering a deal. I tried to put every cent I could against the balance, which was like trying to melt a glacier with a cigarette lighter.īut if I couldn’t lift my arms, I couldn’t keep my jobs. My jaws clenched tighter than a Main Line matron’s.Įventually I’d deteriorate to the point where I could no longer lift my arms – never a good thing, and particularly inconvenient for someone who, among other things, had to clean an apartment building each week.Īt that time, I was slowly sinking into credit card debt due to an ongoing divorce. Lower-back spasms bent me at a 45-degree angle. As physical and emotional stress built, pain would suffuse the shoulder I’d injured in a long-ago car accident. A cost of doing businessīack when I was really broke and working some fairly physical jobs, I used to ignore the way my body felt. Besides, for me it is essential (more on that later). Some people do dinners out, shopping trips, basketball games, fine wine. But the money comes out of the “treats” section of my budget. Maybe it doesn’t sound frugal to spend $97, or even $35, on something nonessential. My other frugal hack is to buy five-session packages at New Seattle Massage, which winds up being $97 for 90 minutes. Usually I try for an appointment once a month, but in this case, I had some social-buying vouchers that would’ve expired while I was on an extended trip. But for a while, I knew how the super-rich must feel: really relaxed. The circumstances were unusual and will likely never be repeated. ![]()
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